Are You Rewarding Yourself for the Blood, Sweat, and Tears?
Okay, I’ve talked enough about saving money and stretching your hard earned cash as far as possible. Nobody keeps ALL of their money (present company included). You have to buy something for yourself every now and then; I firmly believe that it’s necessary to reasonably treat yourself when you’ve earned it.
Why work hard every day and never reap the rewards? I don’t buy very many things, and when I do I usually suffer from crippling buyer’s remorse, but there are a few things that I’ll allow myself to buy without feeling guilty:
FOOD – Obviously it’s needed to sustain life, but that’s not what I’m getting at. When I’m at the grocery store and I want a steak, then I want the good stuff. Give me the 14 oz. Black Angus Filet Mignon, not the generic 6 oz. 2 pack. Every time I’d buy the cheap meat, I would end up wishing that I had just spent more on the higher-end stuff. Maybe it’s just my Italian upbringing, but food is not the place for penny pinching in my life!
HOBBIES – Working on and building guitars is my number one hobby, so it’s just impossible to sustain such a thing without the constant inflow of actual objects to work with. I’m not saying I go to Guitar Center and buy anything and everything that I want, but I will pretty much scour eBay at a fairly regular rate buying all sorts of little doodads, thingamajigs, and whatchamacallits. I consider it my mental exercise, so it’s money well spent.
CONVENIENCE – Big secret about me…I’m way lazier than I wish I was. I’ll gladly go without some things just to pay for some deliveries or services in other areas. I know I could clean my own house, but I also know that I’m just going to half-ass it just to get it done. So when I got a good deal on a cleaning service, I couldn’t pass it up. And I’ve heard some well-known grocery stores will be delivering soon – I’ll be first in line.
I am tight with my money pretty much every day, so because of that I give myself “permission” to occasionally indulge on a few things. Of course, if/when money gets tight, these little splurges I mentioned will be the first to go. And no worries because I still follow my previously mentioned spending secrets in regards to all these…I am a cheapskate, after all.
What makes you splurge despite your penny-pinching nature? Do you treat yourself for jobs well done?